Financial Services

Life Insurance Planning

Life insurance is most commonly used to protect your family from any financial effects of your and/or your spouse's premature death. However, it can be difficult to think about or plan for such an event. And, unfortunately, adequate planning is often put off until it's too late. 
People often make the mistake of assuming their employer-provided insurance is adequate. However, employer-provided insurance is typically equal to one to two years' salary...far from enough for the family provider to protect his or her family properly, and not enough for the average single person to repay any outstanding debts - often leaving parents and siblings dealing with such bills. Click Here for Details

Create a cash cushions with a 3-in-1 Bundle in case of critical illness, disability, or death (3 Needs, 1 Unique Solution). Click Here for Details

Investment Planning

Investment planning involves identifying effective investment strategies according to an investor's risk appetite and financial goals. There are a wide variety of investment options to consider. Through investment planning, one can identify the most appropriate portfolio mix. Click Here for Details 
 

Retirement Planning

What are your Retirement income solutions.?

Security, Guaranties, Life Style, Wants and needs.

What you have now?

How can you add to it?  

RRIF'S?

Systematic Withdrawal Plans?

All questions that need to be reviewed.

Will and Estate Planning

Estate planning is the process of providing for the orderly transfer and preservation of your assets to your chosen beneficiaries; making sure that your estate is distributed the way you want it to be. A properly constructed will is the foundation of a well planned estate. From a tax perspective your goals would include minimizing or deferring taxes on your death and moving any tax burden to your heirs to be paid only upon the future sale of assets. 

For a will planning guide, Please Request Here

Products and Services

Debt Management Planning

RRSPs, RRIFs, LIFs, Annuities

Life, Disability, and Critical Illness Insurance

Group RRSPs

Group Benefits

Private Health Services Plans

Small Business Succession Planning

Farm Estate Plans

Mortgage Insurance

Long-Term Care Planning

RESPs

 

As an Independent Advisor, I work with a number of companies to help design unique solutions.

  • Manulife Financial
  • Wawanesa Life
  • Manulife Bank
  • Industrial Alliance Pacific
  • Edge Benefits
  • RBC Insurance
  • Olympia Benefits

For Information on the Above, Please Contact Us Here

 
 

Besides, We can help you:

  • Generate Debt Reduction and save Interest
  • Enhance your future wealth
  • Strengthen your investment portfolio
  • Save on taxes
  • Design Unique Banking Strategies. 


To Learn more about Banking referral products Click Here